What to charge

Start from the money you need and work back to the price. Pick a platform and payout method, enter your target, and get the smallest price that still lands it in your account.

What to charge calculator

Upwork charges 0–15% per contract; the exact rate is on each offer and proposal.
Your own estimate. Taken from what is left after fees.

Quote at least$1,111.11

Fee breakdown
Client pays$1,111.11
Upwork fee− $111.11
Tax set-aside− $0.00
Take-home$1,000.00
Lost to fees and tax10%

Fees used and where they come from

  • Upwork fee: Fee = your rate × the contract’s service fee % (0–15%, shown on every offer and proposal). Net = rate − fee. Source: official page, checked 14 Oct 2026.

Why you can’t just add the fee %

The fee is taken from the price, not added to it. With a 20% fee, $100 + 20% = $120, and 20% of $120 is $24, leaving $96. You have to divide instead:

price = take-home ÷ (1 − fee %)

Flat fees are added back before dividing, and Freelancer.com’s $5 minimum is handled for small fixed-price jobs. The calculator rounds to whole cents the way platforms do, then picks the lowest price that still gives you at least your target.

To take home $1,000.00 before payout fees and tax

PlatformCharge
Upwork$1,111.11
Fiverr$1,250.00
Freelancer.com$1,111.11
Talent network (vetted, client-billed)$1,428.57

Upwork at its 10% example rate; the talent network row uses the 30% example margin, which no network publishes.

Fees used

WhoFeeSource
UpworkFee = your rate × the contract’s service fee % (0–15%, shown on every offer and proposal). Net = rate − fee.official page, checked 14 Oct 2026
FiverrFee = 20% of the order price (incl. extras and tips). Net = 80% of the order.official page, checked 14 Oct 2026
Freelancer.comFixed-price: fee = the greater of 10% or $5.00. Hourly: fee = 10% of each payment. Net = amount − fee.official page, checked 14 Oct 2026
Talent network (vetted, client-billed)The network bills the client its own price and keeps a margin. Your pay = client price × (1 − margin %).Unverified Vetted talent networks do not publish their margin. 30% is an example, not a published rate. Ask the network or compare your agreed rate with the client price.
PayPalStandard bank withdrawal: free without currency conversion. Converting your balance: 3.00% spread above the base exchange rate.official page, checked 14 Oct 2026
PayoneerMarketplace payments in: varies by marketplace. To your bank in the same currency: $1.50. With currency conversion: 1.2%–4% depending on corridor.official page, checked 14 Oct 2026
WiseReceiving USD by ACH to your account details: free (USD wire: $6.11). Converting: from 0.52%, varies by currency.official page, checked 14 Oct 2026

gigfees is independent and not affiliated with Upwork, Fiverr, Freelancer.com, PayPal, Payoneer or Wise. Fees change; check the linked official page before you rely on a number.